Strategic Tax Planning Built Around Your Business

For most company directors, a mix of a modest salary and dividends is the most tax efficient way to take money out of the business. The salary keeps your National Insurance record intact and is usually deductible for the company, while dividends are taxed more lightly than a large salary would be. The right balance shifts as the rates and allowances change each year, so rather than leave you on a rule of thumb, we work out the exact split for your figures.

It depends on your profit, your structure and how your affairs are set up today, so any firm quoting a fixed saving before they’ve seen your numbers is guessing. What we can say honestly is that for most profitable businesses, planning saves considerably more than it costs. That’s the whole reason the first tax review is free: it lets us show you the real figure for your situation before you commit to anything.

No, and the difference is important. Tax planning uses the reliefs and allowances that Parliament put in place on purpose, and it’s completely legitimate. Tax avoidance schemes try to exploit loopholes, and they often collapse when HMRC challenges them, leaving you with the original bill plus interest and penalties. As a regulated chartered firm, we only ever plan within the rules. Our job is to save you tax safely, not put you at risk.

Before your year end, and ideally throughout the year rather than in one last minute rush. Once your financial year closes, most of the levers that reduce your bill are gone for good, so the earlier we look, the more we can do. A short review a few months out is usually enough to spot the opportunities while there’s still time to act on them.

With us, no, because you get both in one place. Plenty of high street accountants will file your return but never actively look for tax to save. Our chartered team handles the compliance and the planning together, so the advice is built on an accountant who already knows your numbers inside out. You’re not paying two separate firms and hoping they talk to each other.

Yes, and the earlier you bring us in, the more we can do. When you sell a business, property or shares, the tax often comes down to reliefs such as Business Asset Disposal Relief and how the deal itself is structured and timed. Planned well ahead of the sale, that can make a real difference to how much of the proceeds you keep. Left until the deal is done, most of the options have already closed.

Both. We plan tax for company directors, but also for sole traders, landlords and higher earners with income from several sources. Wherever your income comes from, we make sure the personal and business sides work together rather than being dealt with in isolation, which is where a lot of tax quietly gets wasted.